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FAQs

  • What are merchant services

    We offer transparent pricing for payment processing, at the lowest rates. 


    Our processing services begin when your customer uses their method of payment and end when the funds are deposited in your business account. 

  • Can you integrate payment processing into your current point of sales?

    We can integrate our payment processing services with your current point of sale system, or we can provide you one through Clover.


    Keep the POS you love to use you, but ditch their default processing services and paying the high fees that go with that. 


    If you're a new business and need a POS system, we have you covered. 





  • What is ACH banking

    We get your business get paid through bank transfers and next day funding.


    Safely and securely depositing the sales from payment processing into your merchant services account. 

  • What is the difference between wire transfer and ACH

     ACH transfers and wire transfers each fulfill the same purpose but with distinct differences depending on your circumstances.


    When speed is the priority, wire transfers are the best choice because of their fast processing time. When dealing with larger amounts of money, it may also be better to use wire transfer. 

  • What are interchange fees?

    When a customer pays a business with a credit or debit card, the firm must pay an interchange fee to the cardholder's bank or the bank that issued the customer's card. The corporation then reimburses the interchange fee as part of its card processing expenses.

  • What are assessment fees?

    Assessment fees are a sum that is taken out of the total monthly revenue generated and given to the credit card organizations for each brand. Assessments are the main source of operational revenue for the card associations and are paid directly to them.

  • What are payment processor markup fees?

    These costs, which are flexible and generally make up 20% to 25% of all credit card fees, are levied by retailers.

  • What is flat-rate pricing?

    A flat cost, which includes the interchange fee, the card brand fee, and the processor's own margin fee. This has the benefit of being predictable each month, which can make forecasting your operating expenditures simpler.

  • What is tiered pricing?

    In the US, tier pricing is the most typical pricing model. It works by separating its pricing into tiers. The lower-priced tier is often known as "qualified" and higher-priced tiers known as "mid". Most transactions end up in the higher categories even though many merchants a drawn in by the lower priced tier.

  • What is interchange-plus pricing?

    With interchange-plus pricing, the lowest interchange rate is used along with a predetermined additional fee. People enjoy this because the lowest possible interchange fee is used and the additional fee does not change.

  • What is a credit card processing fee?

    They are the expenses a provider has to pay when they accept a credit card payment. Suppliers often pay fees that range from 1.8% to 2.5% of the overall transaction value.

  • How are credit card processing fees calculated?

    Each credit card processor evaluates accounts uniquely depending on a wide range of variables, but risk always plays a major role. Things like merchant category codes, method of processing and processing history can also be a factor. As a result, different merchants will pay different processing costs.

  • Can you negotiate processing fees?

    Yes, it is possible.

  • Is it legal to charge customers a debit card processing fee?

    No, it is not legal to charge customers a fee using a debit card or any prepaid card.

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